Are features you need to use hidden away in hard-to-find places? Are the menus overly complicated? Choosing a program or template that’s confusing to use or requires advanced knowledge from novice users can frustrate your budgeting efforts. User-friendliness: You’ll need to update your data regularly for your budget spreadsheet to be effective at tracking your finances.When choosing your spreadsheet program or template (PDF), it can be helpful to consider a few things: You may also be able to find pre-made templates you can use with some of the most popular spreadsheet programs. There’s a plethora of spreadsheet software to choose from, as well as several online budget planning apps. Choose a spreadsheet program or templateĪ logical starting point to building a budget spreadsheet would be to choose a program or template for this purpose. Consider visual aids and other features.ġ.Enter your numbers and use simple formulas to streamline calculations.Set your budget period (weekly, monthly, etc.).Create categories for income and expense items.Choose a spreadsheet program or template.Here are some steps that may help when building your own budget:

It can help you track your income and expenses, identify areas where you might be able to save money and give you a more detailed view of your financial habits.Ĭreating an effective budget spreadsheet is often the first step toward taking greater control over your financial destiny.

When it comes to managing your finances effectively, a budget spreadsheet may prove to be one of the most accessible tools in your arsenal.

Simple monthly budget sheet printable